:root {
  --primary: #0b4f8a;
  --primary-dark: #083a64;
  --secondary: #1b2f48;
  --accent: #f2b636;
  --text: #141c26;
  --muted: #4b5a6d;
  --bg: #f4f8fc;
  --white: #ffffff;
  --line: #dbe6f0;
}
* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: "Segoe UI", Arial, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.65;
}
img { max-width: 100%; display: block; }
a { color: var(--primary); }
.container { width: min(1140px, 92%); margin: 0 auto; }
.disclaimer-bar { background: var(--secondary); color: #eaf1fa; text-align: center; padding: .55rem 4%; font-size: .88rem; }
.site-header { position: sticky; top: 0; z-index: 20; background: rgba(255,255,255,.96); border-bottom: 1px solid var(--line); }
.nav-wrap { display: flex; justify-content: space-between; align-items: center; gap: 1rem; padding: .75rem 0; }
.brand img { height: 40px; }
.menu-toggle { border: 0; border-radius: .45rem; background: linear-gradient(135deg,var(--primary),var(--primary-dark)); color: #fff; padding: .55rem .85rem; font-weight: 600; }
.main-nav { display: none; gap: .4rem 1rem; flex-wrap: wrap; }
.main-nav a { text-decoration: none; color: var(--secondary); font-weight: 600; }
.main-nav a:hover, .main-nav a[aria-current="page"] { color: var(--primary); }
.main-nav.is-open { display: flex; flex-direction: column; position: absolute; top: 100%; left: 0; width: 100%; background: #fff; border-bottom: 1px solid var(--line); padding: 1rem 4%; }
.hero { padding: 2.8rem 0 3.1rem; background: linear-gradient(145deg,#eaf4ff,#eef6ff 55%,#fff); }
.hero-grid { display: grid; gap: 1.8rem; }
.hero h1 { margin: 0 0 .7rem; font-size: clamp(1.7rem,4vw,2.6rem); line-height: 1.15; color: var(--secondary); }
.lead { color: var(--muted); }
.cta-row { display: flex; flex-wrap: wrap; gap: .7rem; margin-top: 1rem; }
.btn { display: inline-block; border: 0; border-radius: .5rem; padding: .72rem 1.1rem; text-decoration: none; font-weight: 600; }
.btn-primary { background: linear-gradient(135deg,var(--primary),var(--primary-dark)); color: #fff; }
.btn-secondary { background: #fff; color: var(--secondary); border: 2px solid var(--secondary); }
.section { padding: 2.7rem 0; }
.alt { background: linear-gradient(180deg,#eef4fb,#f8fbff); }
.cards { display: grid; gap: 1rem; }
.card { background: #fff; border: 1px solid var(--line); border-radius: .8rem; padding: 1rem; }
.card h3 { margin: .3rem 0 .4rem; color: var(--secondary); }
.card img { max-height: 160px; margin-bottom: .65rem; border-radius: .5rem; background: #f1f6fb; }
.two-col { display: grid; gap: 1.2rem; }
.feature-list,.check-list { margin: 0; padding-left: 1.2rem; color: var(--muted); }
.prose,.legal { background: #fff; border: 1px solid var(--line); border-radius: .8rem; padding: 1.1rem; }
.inner-page,.legal-page,.contact-page { padding: 2rem 0 3rem; }
.page-hero { padding: 2rem 0 1.5rem; background: linear-gradient(135deg,#eaf4ff,#f4f8fc); }
.site-footer { background: linear-gradient(135deg,#1b2f48,#2b4668); color: #dce7f2; padding: 1.8rem 0 1.3rem; }
.footer-grid { display: grid; gap: 1rem; }
.footer-brand { color: #fff; font-weight: 700; }
.legal-links { display: flex; gap: .7rem 1rem; flex-wrap: wrap; }
.legal-links a { color: #f8e4a9; }
form { display: grid; gap: .65rem; }
input,textarea { width: 100%; border: 1px solid #c9d8e6; border-radius: .5rem; padding: .65rem .75rem; font: inherit; }
.feedback { min-height: 1.2rem; margin: 0; font-weight: 600; }
.feedback.error { color: #b42318; }
.feedback.success { color: #086641; }
.cookie-banner { position: fixed; left: 50%; bottom: 1rem; transform: translate(-50%,14px); width: min(780px,94%); background: linear-gradient(135deg,#1b2f48,#2b4668); color: #edf4fc; border-radius: .8rem; padding: 1rem; opacity: 0; transition: opacity .3s ease, transform .3s ease; z-index: 50; }
.cookie-banner.show { opacity: 1; transform: translate(-50%,0); }
.cookie-actions { margin-top: .7rem; display: flex; flex-wrap: wrap; gap: .6rem; }
@media (min-width: 768px) {
  .menu-toggle { display: none; }
  .main-nav { display: flex; }
  .hero-grid { grid-template-columns: 1.15fr 1fr; align-items: center; }
  .cards { grid-template-columns: repeat(3,1fr); }
  .two-col { grid-template-columns: 1fr 1fr; }
  .contact-grid { display: grid; grid-template-columns: 1fr 1.2fr; gap: 1rem; }
  .footer-grid { grid-template-columns: 1.3fr 1fr; }
}